SELLER FINANCING AVAILABLE WITH $120,000 DOWN PAYMENT! MOVE-IN READY o BUILT IN 2020 o NO HOA o NO CDD o FENCED BACKYARD! Welcome to 14584 20th St in Dade City! Discover this beautifully maintained 3-bedroom, 2-bathroom home offering modern comfort, convenience, and flexible financing opportunities! The open and functional floor plan features a spacious living and dining area, perfect for everyday living and entertaining. The kitchen boasts granite countertops, stainless steel appliances, generous cabinet space, and a seamless connection to the main living areas. The primary suite offers a private bathroom, while two additional bedrooms provide flexibility for guests, a home office, or additional living space. Luxury vinyl plank flooring and neutral finishes create a welcoming, move-in-ready atmosphere. Enjoy the privacy of a fully fenced backyard, ideal for outdoor gatherings, pets, or relaxation. Additional features include a 2-car garage, public water and sewer, and the freedom of NO HOA AND NO CDD! Conveniently located near Downtown Dade City, Saint Leo University, shopping, restaurants, schools, and major roadways. FLEXIBLE FINANCING OPTIONS! Seller financing is available with a $120,000 down payment, subject to seller approval and mutually agreed terms. USDA financing may also be available for qualified buyers. Seller will consider reasonable proposals. DON'T MISS THIS OPPORTUNITY! Schedule your private showing today and explore the possibilities of owning this newer Dade City home!